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Keep all those documents

Right now you are signing a lot of documents—loan papers and such. Get one of those accordion file folders, and keep your copy of everything you sign. At tax time you will thank me. You will thank me again in five or ten years when you really need to know what those documents said.

By the way, you will want to keep your textbook receipts so you can return the book if you bought the wrong one or your schedule changes.

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